Broker Review

Unauthorised Firm Details
Name: Top-inv.com
Website: top-inv.com

Platform Overview

• • 1. • Top‑Inv.com (also referred to as “Top‑Inv Company” or “Top‑Invest”) is a website that historically presented itself as an investment platform, promising very high returns on deposits.

         • Minimum deposit: ~$10.

         • Claimed return structure: for example, “125% after 1 day, 195% after 3 days”

         • Referral / affiliate commission: ~3% according to its listing.

         • Withdrawal / payout method: noted as “Manual.”

         • Payment processors: they list at least PerfectMoney.

         Red Flags

         1. Not Paying / Defunct Status

         •  Top‑Inv is “not paying” as of their most recent listing.

         • The “last payout” listed  March 23, 2014, which suggests that the site has not made real, verified payments in many years.

         • It’s been monitored for thousands of days, but with no recent credible activity.

         2. Regulatory Warning

         • The Autorité des Marchés Financiers (AMF) (France’s financial regulator) has blacklisted “contact-top-inv.com,” indicating that this company is offering financial services without proper authorization.

         • This is very serious: being “blacklisted” by a securities or financial-market authority usually means that the regulator believes the entity is acting unlawfully or deceptively in that jurisdiction.

         Why People Got Lured In

         1. Very High Returns
            The promise of doubling (or more) your money very quickly is obviously attractive  especially if pitched as “investment,” not a scam.

         2. Low Minimum Investment
            A $10 minimum deposit is very low, which reduces the barrier to entry and makes risk seem small (even though the risk is very, very high).

         3. Affiliate / Referral Program
            A 3% affiliate commission encourages people to recruit others, which is a common tactic in Ponzi‑style HYIPs: invite more people, get paid on their deposits, and sustain the scheme longer.

         4. Professional-Sounding Story
            The site’s claim of being founded by “leading minds in binary options” gives an illusion of legitimacy and experience.

            Take‑Home Messages

            • Avoid investing in Top‑Inv.com: the risk is extremely high, and the likelihood of getting money back appears very low.

            • Do not trust promises of huge, guaranteed gains in a short time: very often, these are red flags for fraudulent investment programs.

            • If you’ve already invested and are worried: consider reporting the situation to relevant regulatory bodies (depending on your country), especially if it seems like a Ponzi‑style scheme.

            • Educate yourself about HYIPs: Understanding how high-yield investment programs work (and why many are scams) can help protect you from similar offers in the future.